Contract Benefits With 424

WANT TO KNOW WHAT BENEFITS YOUR CONTRACT DELIVERS FOR YOU?

This very brief summary is intended to provide only an overview of the main features of the Health & Welfare Plan. The amounts payable and all your rights under the Health & Welfare Plan are governed by the actual wording of the Rules and Regulations in the Electrical Industry Insurance Benefit Trust Fund of Alberta Health Welfare Plan Handbook. For the most up-to-date information visit www.ebfa.ca.

To use the information below, simply click each link to expand and click it again to hide.

Eligibility

300 hours reported by your employer to the Fund Office within 2-4 consecutive months
1 month waiting period
Eligibility commences the first day of the month following the waiting period

Continuation

120 hours per month deducted for one month of coverage

Hour Bank

The maximum bank of 1080 hours allows for coverage in case of unemployment or leave of absence

Self Payments

Payments must be received in the Fund Office prior to losing your hour bank
Must be made continuously after your hour bank account expires

Years-Of-Service Bank

Contact the Fund Office to determine qualification at retirement

Life Insurance

Member $100,000
Spouse $10,000
Child $2,000
Accidental Death $100,000 (Plan Member only)

Weekly Disability

$463 per week
Maximum of 50 weeks of disability, integrated with E.I.
E.I. sickness and accident benefit pays up to a 15 week maximum

Long Term Disability

$2,006 per month from 53rd week of disability
Accidental Injury - until no longer totally disabled, or until age 60, whichever occurs first
All other disabilities - until no longer totally disabled, or for 10 years, or until age 60, whichever occurs firstIf requirements are met, a Plan Member who is younger than age 60, disabled and is receiving Long Term Disability benefits shall have 85 hours per month of Future Hours Credit contributed to the Electrical Industry Pension Trust Fund of Alberta

Hospitalization

Semi-Private room
Supplementary Health Expense
100% of eligible covered expenses (e.g. smoking cessation aids, ambulance, artificial limbs, eye exams for medical purposes, orthopedic devices, physiotherapy, chiropractic, accupuncture, massage therapy, x-rays, certain maximums apply)

Prescription Drugs

90% coverage
Note: Calendar year limit of $10,000 for all eligible covered prescriptions drugs including the existing limit of $500 per person per calendar year for erectile dysfunction drugs. The Trustees reserve the right to modify this benefit.

Hearing Aids

$1,250 every 5 calendar years

Vision Care

Prescription glasses ,contact lenses or Laser Eye surgery, $400 every 2 calendar years for those 18 and over
$50 eye examination fee once every 2 calendar years
For insured under the age of 18 years the $400 is available each calendar year if required due to a prescription change
Exclusions - no allowances are provided for non-corrective lenses and repairs to glasses

Dental Care (Routine and Major Restorative)

90% of the Schedule of Dental Fees, maximum $3,000 per calendar year
Oral Recall Examinations once per calender year
Cleaning once per calendar year
Bitewing X-Rays once per calander year
Extractions
Oral Surgery
Fillings
Anesthetic Oral Surgery
Root Canals
Pit & Fissure Sealants
Initial installation of removable partial or full denture
Replacement Denture once every 5 calendar years
Initial installation of fixed bridgework
Repair and Reline

Orthodontia

90% of the Schedule of Dental Fees; separate $2,500 lifetime maximum per Plan Member or Dependent

Employee and Family Assistance

Voluntary and confidential short term counselling and advisory service that is available 24 hours a day, 7 days a week, 365 days a year

For more information, call:

1-800-268-3649 (English)
1-800-363-6270 (Hearing Impaired)
1-800-363-3872 (French)

Or visit Employee Benefit Funds Administration Ltd.

Primary links

Your 424 Pension Plan

Contract Benefits With 424